Our commercial auto insurance policies can go a long way toward protecting your business when an issue arises. Even if you don’t own the car being driven, you may be held liable if an employee causes an accident while driving on the clock. This is just one of the negative impacts that can occur when you don’t have sufficient business auto insurance coverage. At Insurance Unlimited in Bozeman, we strive to provide the various insurance services that you need to protect your company.
Commercial Auto Insurance
It is important to obtain a commercial auto insurance policy when you have employees that drive for business use. You often need vehicles that are owned by your business to be covered by a commercial auto insurance policy. This also applies when you are leasing or renting vehicles. Commercial auto insurance can also help to cover vehicles that are driven for both personal use and business, even if the vehicle is owned by your employee.
Liability insurance is often the bare minimum that state laws require for insurance. This type of insurance helps to cover expenses, like medical expenses or car repairs, that you may be held liable for if your employee causes an accident.
Collision coverage can be used to help cover damage when a car accident occurs. This is an important component of protecting your vehicle from expensive damage.
Comprehensive coverage helps to cover expenses that occur when damage happens to your vehicle that isn’t due to a vehicle accident. This can help to cover damage that is caused by vandalism, weather events, or theft.
Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage kicks in in situations when an accident was caused by another individual that either doesn’t have insurance or doesn’t have sufficient insurance to cover damages.
Commercial auto insurance can be an incredibly important component in protecting your business. At Insurance Unlimited in Bozeman, MT we can provide the commercial auto insurance policies that will fit all of your needs.